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1. A)By providing links to other sites, Basicinvest does not guarantee, approve or endorse the information or products available at these sites, nor does a link indicate any association with or endorsement by the linked site to Basicinvest.
B)This web site contains financial information, statistics and other facts and data regarding mutual funds, stocks, bonds, and other securities, as well as views, opinions and recommendations of individuals and organizations of interest ("Information"). The Information is obtained from various third-party sources, including paid information providers, publicly available sources, and private sources. Basicinvest generally believes these sources to be reliable, but neither Basicinvest nor any one else warrants or guarantees the accuracy, completeness or timeliness of such Information.

2. We do not endorse any views, opinions or recommendations displayed from time to time on this web site. Basicinvest does not give investment advice or advocate the purchase or sale of any mutual fund product or other security or item.

3. There may be delays in displaying Information on the web site and/or omissions or inaccuracies in such Information, none of which shall be the basis for any claim, demand or cause for action against Basicinvest or any of its information providers.

4. Past performance of a mutual fund or investment security cannot guarantee its future performance. Reference to any specific security on this web site does not constitute either a recommendation or an offer to buy or sell securities therein. Basicinvest is not engaged in rendering personalized investment advice, financial planning, accounting, legal or other professional services or advice.

5. Any information downloaded or otherwise obtained through use of this web site is at your own discretion and risk and you will be solely responsible for any damage to your computer system or loss of data that may result from the download of such information. You agree to defend, indemnify and hold harmless Basicinvest and its officers, directors, employees and agents, from and against all claims and expenses, including attorney fees, arising out of the use by you of this web site or the Information contained herein.


B. Disclaimers and Related Terms

1. YOUR USE OF THIS WEB SITE AND THE INFORMATION AND SERVICES PROVIDED THEREON ARE AT YOUR SOLE RISK. THE WEB SITE AND THE INFORMATION THEREON ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS.

2. BASICINVEST DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NONINFRINGEMENT.

3. BASICINVEST MAKES NO WARRANTY AND DISCLAIMS ANY WARRANTY THAT THE WEB SITE OR THE INFORMATION AND SERVICES PROVIDED WILL BE SUITABLE FOR YOUR PURPOSES, MEET YOUR REQUIREMENTS OR WILL BE UNINTERRUPTED, TIMELY, SECURE, ERROR FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

4. The Information available on this web site from time to time may include profiles, prospectuses, statements of additional information, semi-annual reports, annual reports and supplements to such documents for various mutual funds and securities. Neither such information provider(s) nor Basicivnest shall have any liability whatsoever for any errors, misstatements, omissions or any other inaccuracies contained in any documents retrieved from any source.

5. Basicinvest makes no warranty and disclaims any warranty as to the results that may be obtained by you from use of the web site or information and services provided. No advice or information obtained by you from the web site shall create any warranty not expressly stated herein.

6. Basicinvest and its directors, officers, employees, agents, successors, assigns or information providers shall not be liable for any direct, indirect, consequential or incidental damages, whether foreseeable or not, (a) for the accuracy, completeness or timeliness of the information, or for any decision made or action taken by you in reliance upon such information or ideas contained, suggested or referenced on this web site, or (b) which may result from the unavailability or malfunction of the web site or any information, or services provided thereon. This disclaimer of liability applies to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or for breach of contract, tortious behavior, negligence or under any other cause of action.

7. Some states or jurisdictions do not allow the exclusion of implied warranties or limitations on how long an implied warranty may last, so the above limitations may not apply to you. In such cases, and to the extent permissible, any implied warranties are limited to ninety (90) days.

8. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to your viewing and/or use of information or services provided on this web site must be filed within one year after such claim or cause of action arose or be forever barred.

9. The failure of Basicinvest to exercise and enforce any right or provision of these terms shall not constitute a waiver of such right or provision. If any provision of these terms is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in these terms, and the other provisions of these terms shall remain in full force and effect.

10. This web site contains links to external web sites of interest to you but for which Basicinvest has no responsibility for the accuracy or availability of information provided by any such linked site. Links to external web sites do not constitute an endorsement by Basicinvest of such sites or the content, products, advertising or other materials presented on such sites. Basicinvest makes no representations as to the quality, suitability, functionality or legality of any linked, external web site and you hereby waive any claim you might have against Basicinvest with respect to such sites and acknowledge and agree that Basicinvest is not responsible or liable, directly or indirectly, for any damage or loss alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on such externally linked sites.

11. The links to external web sites on this web site may take you to other sites where the trading of securities is possible. You acknowledge and agree that Basicinvest shall not be responsible or liable with regard to any trading which may be conducted on such linked trading sites. You shall bear the responsibility for your own investment research and investment decisions and Basicinvest shall not be liable for any decision made or action taken by you or others based upon reliance on information obtained through use of this web site.

12. While you may download prospectuses, documents, and investment applications for various mutual funds and securities from this web site, not all mutual funds or securities are registered for sale in every jurisdiction. Accordingly, you should consult with your broker or directly with the specific company regarding whether a resident of your jurisdiction is eligible to invest in a particular mutual fund or security.

13. These terms and the relationship between you and Basicinvest shall be governed by the laws of the State of North Carolina without regard to its conflict of law provisions. You and Basicinvest agree to submit to the personal and exclusive jurisdiction of the courts located within the State of North Carolina, United States of America

Basicinvest L.L.C
Basic Investing Guide ISBN 0-595-09889-4


Send questions or comments to:
Basicinvest L.L.C.
P.O. Box 132
Apex, NC 27502
or email: as@basicinvest.com